Cash flow & forecasting · United Kingdom
A profitable business can still run short of cash. A practical cash flow forecast makes payment dates, seasonal peaks and funding gaps visible before they become urgent.
Book a free initial consultationWe focus on cash that is expected to enter or leave the bank, not just revenue booked in the accounts. Forecasts are based on available trading information and assumptions that management can challenge.
For businesses where weekly visibility is useful, we can start with the opening bank balance, expected customer receipts, payroll, rent, VAT, supplier payments and other commitments, then roll the forecast forward as actuals arrive.
Compare realistic assumptions: slower customer payments, reduced covers, higher wage costs, a delayed travel commission or the launch of a new site. A scenario is a planning tool, not a prediction or funding guarantee.
Assess stock purchases, supplier terms, deposits, refunds, payroll dates and tax payments together, especially around busy hospitality periods and advance travel bookings.
Agree who updates each input, when variances are reviewed and what action a cash shortfall might require. Financial projections support management decisions but do not constitute regulated investment or credit advice.
The initial review is used to agree realistic deliverables rather than prescribe a one-size-fits-all package.
Yes. Profit measures income and costs over an accounting period; cash flow looks at the actual timing of money received and paid. Both can be useful, but they answer different questions.
A weekly review is often useful when cash is tight or receipts fluctuate. The appropriate frequency depends on your business and the reliability of source information.
We can scope a forecast covering start-up costs, working capital and trading assumptions, with sensitivities for sales, costs and timing.
Tell us about your business, reporting needs and current difficulties. We will discuss a suitable scope and provide fees in writing before work starts.
Book a free initial consultation
Or email info@accounting-universe.co.uk
Financial forecasting and funding preparation are financial-information services, not regulated investment advice or credit broking. Outcomes are not guaranteed.